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🚨 The Clock Is Ticking: Why Now Is the Time to Take Control of Your Health Insurance with Exodus Benefits

  • Writer: Michael Shellhart
    Michael Shellhart
  • Oct 7
  • 2 min read

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As Washington fights over politics and subsidies, millions of hardworking Americans are being left in the middle — especially self-employed professionals, small business owners, and 1099 workers who don’t get health insurance through an employer.


The truth is simple: while lawmakers argue, you and your family still need real coverage — protection that’s stable, nationwide, and affordable.

That’s where Exodus Benefits comes in.





💡 What’s Happening Right Now in Washington



According to a recent NPR report, Congress is gridlocked over whether to extend enhanced subsidies for Affordable Care Act (ACA) marketplace plans.

If these subsidies expire, premiums could skyrocket by over 100% — with families paying as much as $3,000 per month for the same coverage they’re paying $800 for today.


Even state insurance commissioners — both Republican and Democrat — agree that this could devastate families across America.

For many in the middle class, especially farmers, ranchers, tradesmen, and independent workers, it would mean being priced right out of health insurance.





🛑 Don’t Wait for Congress: Private PPO Plans Protect You Now



While the government stalls, Exodus Benefits helps Americans take back control by connecting them to private PPO health plans — true, nationwide coverage that doesn’t depend on government subsidies or political negotiations.


Here’s why more and more Americans are choosing private PPO plans through Exodus Benefits:



Freedom of Choice



See any doctor, any hospital, anywhere in the U.S. No network limitations or surprise out-of-network bills.



Locked-In Pricing



Unlike marketplace plans, private PPOs aren’t tied to subsidy changes or political debates. That means your prices stay predictable — no massive government-driven rate hikes.



Lower Monthly Costs



Because these plans operate outside the federal exchange, many of our clients pay hundreds less per month while maintaining nationwide protection.



Stable, Long-Term Coverage



Our carriers file rates annually — not quarterly — which means no sudden jumps or cancellations just because Congress can’t make up its mind.





🛠 How Exodus Benefits Helps



At Exodus Benefits, we fight every single day to help clients:


  • Compare top-rated PPO carriers nationwide

  • Bundle protection with accident, critical illness, and hospitalization coverage

  • Lock in affordable rates that aren’t at the mercy of government shutdowns or subsidy expirations

  • Get personalized help — real human guidance, not a marketplace algorithm



We serve self-employed entrepreneurs, small business owners, 1099 contractors, families, and anyone left behind by traditional employer coverage.





💬 The Bottom Line



While Washington debates, your family’s health and financial future shouldn’t hang in the balance.

If premiums on the marketplace double — as projections show they might — those relying solely on government-subsidized insurance will be the ones paying the price.


That’s why it’s time to explore private PPO health coverage through Exodus Benefits.

We’ll walk you through your options, compare real numbers, and help you take control of your coverage — once and for all.





👉 Ready to take action?



or message us directly to schedule your personalized health insurance review.


Exodus Benefits — Real Coverage. Real Freedom. Real People.

 
 
 

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